Long Term Care and Life Settlements by Sell Your Policy

As my clients get older I see over time how their financial life evolved..You see I've been in this business for a long time starting when I was 21...My first clients were my age in their 20's now in their 60's and 70's and even in their 80's and 90's...

I have seen their financial successes, bankruptcies, deaths , disabilities, achievements, disappointments and divorces...I have seen it all.. some not so pretty..

But the worse thing I have witnessed over and over again is that my clients worked a lifetime to only lose it all financially to pay medical bills and their Long Term Care needs ..

I see it all the time if you are older and you will eventually need Home Health Care or a Nursing Home and you have to pay out of pocket for these expenses...We are talking $6,000 to $14,000 a month or more...

So you work a life time to lose all to your care..You will be unable unable to help your children or help pay for your grandchildren"s future college education..No you worked a Life Time to lose all to a nursing home one day..

Clients don't want to hear about their future in a negative way..None of my clients can deal with this kind of future even though they may have seen what happened to their parents as they aged...

So instead of losing all your assets to care why not sell your Life Insurance Policy to pay for Home Health Care and an Assisted Living Facility or a Nursing Home...

Why continue to pay a high Life Insurance premiums when you need to pay for these medical costs...and health services....Why not sell your life plan for CASH NOW to pay your medical bills or you health needs...

Let us evaluate your Life Plan or your parent's policy if the owner of the plan is 75 or older or have health issues if younger..

We obtained for a client recently $935,000 for their Life Policy in Cash and no more $53,000 premium payments to the Life Insurance company...Let us do the same for you....

As Always All My Best...

Saul L. Appel CLU ChFC...