The Truth About Life Settlements

www.appellifesettlements.com provides a lot of information not only about us but also who's Life Insurance Policy really can be bought..

Most web sites want to collect names and information, in my opinion, to sell as leads to other Life Settlement brokers. They go on to say if you are 65 or older we can buy your plan, or if you have a term plan and are 60 and older we can buy that as well.

The truth is that if you are healthy and 65 no one will buy your policy even if you are 70 or perhaps even 75. As for Term Insurance if you are healthy most companies will not be able to sell your policy for cash. Also if you are over the age of 75 you wont be able to sell your Term Plan no matter what your health is...

So what can you expect and when can you really sell a policy you may not be able to afford.

First of all to be realistic our criteria is that you are at least 75 years old or younger only if you have health issues. 

Even at 75 your Life Expectancy is about 18 years or so and if you are in good health it will still be hard to get CASH for your Plan.

The Buyers, who are looking at your Life Plan are looking for a Life Expectancy of less then 16 years. In fact the shorter your Life Expectancy the more we can obtain for you.

As for term Insurance we are the only firm that I know of that WILL BUY YOUR TERM PLAN even if you are healthy providing you are 67 to age 70 or 75 with very few Life Companies.

So if you truly want to sell your policy and not get a run around e mail us at appelfinancial@gmail.com or www.appellifesettlements.com and fill out our request form on our site...

As Always All My Best...

Saul L. Appel CLU CHFC CCPS