LIFE SETTLEMENTS: AN UNDERUTILIZED ALTERNATIVE TO POLICY SURRENDER.

Each year more than $110 Billion in face amount in Life coverage lapses by seniors above the age of 65. This stems mostly from not understanding the available options. We at Appel Financial Inc. are here to educate Policy Owners and Life Insurance Agents on available alternatives other than surrendering your policy.

These are the most common reasons most people drop their life coverage:

1. They may no longer be able to afford their Life Coverage.

2. Funds may be required for additional retirement income.

3. They no longer need their policy to pay for Estate Taxes.

4. The need for coverage no longer exists.

5. Their term policy premiums are becoming too expensive.

6. Funding needs for long term care solutions or medical expenses.

We offer a smarter way to explore options when considering to sell your Life Insurance Policy. If you qualify, our solutions will be much higher than just surrendering the policy to the Life insurance Company.

Call us any time for a consultation and let's explore your options together.

SAUL 617 610 1898..

We have a motto.."WE NEVER CLOSE".

All My Best SAUL L. APPEL CLU ChFC